Red Flag Simulation
Instructions
Please read the customer profile and the bank statement below carefully. Your task is to select
all the red flag entries by checking the boxes in the first column.
Rules:
• For every correct red flag entry selected, you earn +1 point.
• For every incorrect selection (selecting an entry that is not a red flag), you incur -1 point.
Please review all details and choose wisely.
Customer Profile: Mr. Ashley Dwayne
- Name: Mr. Ashley Dwayne
- Age: 45 years old
- Employment: Employed at FREELANCE SECURITY with an annual income of £45,000.00
- Residency & Nationality: United Kingdom
- Bank Relationship: 10 years with the bank
- Housing: Lives alone; has been in his current property for 3.5 years
Consolidated Bank Statement (October 2024 – March 2025)
| Select | Date | Description | Debit (£) | Credit (£) | Running Balance (£) |
|---|---|---|---|---|---|
| 2024‑10‑01 | Opening Balance | 10,000.00 | |||
| 2024‑10‑05 | Cash Deposit (London ATM/Branch) | 1,200.00 | 11,200.00 | ||
| 2024‑10‑10 | External Bank Transfer | 307.73 | 11,507.73 | ||
| 2024‑10‑15 | Tips/Individual Deposits | 3,429.35 | 14,937.08 | ||
| 2024‑10‑20 | Gambling Debit (Aggregate) | 460.00 | 14,477.08 | ||
| 2024‑10‑28 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 10,903.70 | ||
| 2024‑11‑03 | Cash Deposit (London ATM/Branch) | 1,100.00 | 12,003.70 | ||
| 2024‑11‑08 | External Bank Transfer | 307.73 | 12,311.43 | ||
| 2024‑11‑12 | Tips/Individual Deposits | 3,429.35 | 15,740.78 | ||
| 2024‑11‑18 | Gambling Debit (Aggregate) | 460.00 | 15,280.78 | ||
| 2024‑11‑25 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 11,707.40 | ||
| 2024‑12‑04 | Cash Deposit (London ATM/Branch) | 1,100.00 | 12,807.40 | ||
| 2024‑12‑07 | External Bank Transfer | 307.73 | 13,115.13 | ||
| 2024‑12‑12 | Tips/Individual Deposits | 3,429.35 | 16,544.48 | ||
| 2024‑12‑15 | Gambling Credit (Well-known Gambling Co.) | 1,800.00 | 18,344.48 | ||
| 2024‑12‑20 | Gambling Debit (Aggregate) | 460.00 | 17,884.48 | ||
| 2024‑12‑28 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 14,311.10 | ||
| 2025‑01‑05 | Cash Deposit (London ATM/Branch) | 1,200.00 | 15,511.10 | ||
| 2025‑01‑08 | External Bank Transfer | 307.73 | 15,818.83 | ||
| 2025‑01‑10 | Tips/Individual Deposits | 3,429.35 | 19,248.18 | ||
| 2025‑01‑12 | Cash Withdrawal (London ATMs/Post Office) | 5,000.00 | 14,248.18 | ||
| 2025‑01‑18 | Gambling Debit (Aggregate) | 460.00 | 13,788.18 | ||
| 2025‑01‑28 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 10,214.80 | ||
| 2025‑02‑03 | Cash Deposit (London ATM/Branch) | 1,100.00 | 11,314.80 | ||
| 2025‑02‑07 | External Bank Transfer | 307.73 | 11,622.53 | ||
| 2025‑02‑10 | Tips/Individual Deposits | 3,429.35 | 15,051.88 | ||
| 2025‑02‑15 | Gambling Debit (Aggregate) | 460.00 | 14,591.88 | ||
| 2025‑02‑22 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 11,018.50 | ||
| 2025‑03‑04 | Cash Deposit (London ATM/Branch) | 1,195.00 | 12,213.50 | ||
| 2025‑03‑10 | Tips/Individual Deposits | 3,429.35 | 15,642.85 | ||
| 2025‑03‑15 | Gambling Debit (Aggregate) | 457.00 | 15,185.85 | ||
| 2025‑03‑22 | Point-of-Sale (POS) Debit (Aggregate) | 3,573.38 | 11,612.47 |
